TTB Launches Tax-Deductible Fund Options for Year-End Planning
TMBThanachart Bank (TTB) has launched a year-end campaign promoting its range of tax-deductible RMF and ThaiESG funds, categorized into four investment styles to match different risk appetites and financial goals. The bank emphasizes that early tax planning allows more systematic investing and better long-term wealth building.
TTB invites customers to plan year-end tax-deductible investments under the concept "Whatever tax-deductible fund style you prefer, TTB has every way," catering to every investment style. Everyone shares similar financial goals, but the paths to reach them need not be identical. Some choose stability, some seek balance, while others accept volatility for greater growth potential. TTB therefore encourages customers to plan investments and use tax deductions in the final stretch of the year, offering diverse RMF and ThaiESG fund options to help clients select investments aligned with their goals, time horizons, and acceptable risk levels — making investing simple, optimizing tax benefits, and laying a foundation for long-term wealth.
For effective tax planning, investing through RMF and ThaiESG funds is not just about using tax deductions; it is also a key tool for building investment discipline and preparing for future financial goals. The earlier one starts planning, the greater the opportunity to generate investment returns.
Kanokwan Phetpisitchote, Head of Transactional Banking Products and Wealth Management at TTB, said: "Today investors have diverse financial goals. Some prioritize stability, some seek balance between return opportunities and risk management, while others are ready to accept higher volatility for long-term growth potential. Therefore, tax-deductible investing has no single answer for everyone. TTB believes good investing is not about picking the same fund, but choosing the fund that suits you. Even if financial goals share the same destination, the paths can differ. We thus present the concept 'Whatever tax-deductible fund style you prefer, TTB has every way' so customers can select tax-deductible funds matching their investment style and risk tolerance."
As year-end approaches and many review tax plans, early preparation allows time to choose suitable funds and invest systematically rather than rushing decisions near the deadline. TTB has therefore designed investment options under four "Ways" to help customers easily pick funds that fit them.
Way Chill — For those who want peace of mind. Suitable for investors with low volatility tolerance, seeking gradual growth and appropriate risk management. Recommended RMF funds: 1) SCBRMMONEY (Risk Level 1) investing in short-term Thai debt instruments; 2) K-SFRMF and K-FIRMF (Risk Level 4) for Thai debt investments; 3) ES-GRMF (Risk Level 4) and ES-GINCOMERMF (Risk Level 5) for global debt investments. For ThaiESG, the recommended fund is K-ESGBF-ThaiESG, focusing on investment-grade sustainable bonds and debentures.
Way Balance — For those seeking balance. Suitable for investors wanting equilibrium between equities and debt instruments, emphasizing growth opportunities with risk management. Recommended RMF fund: ES-GAINCOMERMF (Risk Level 5) for global equity and debt diversification focusing on cash flow generation. Recommended ThaiESG fund: ES-ESG3070-THAIESG-A (Risk Level 5) for Thai equity and debt investments.
Way Lui — For those seeking growth opportunities. Suitable for
