Thai Treasury Launches Flood Relief Measures for 2026 Victims
The Thai Ministry of Finance announced a package of relief and recovery measures for flood victims of 2026, including debt moratoriums, low‑interest loans for home repair and business liquidity, and tax breaks. The measures, carried out with specialized financial institutions, aim to alleviate hardship and help people and enterprises resume normal life and work quickly.
Check it! The Ministry of Finance has unveiled relief and recovery measures for flood victims in 2026.
Finance Ministry spokesperson Winich Wisetsuwannaphum said that flooding since September 2026 has affected many provinces, causing loss of life, property, homes, vehicles, machinery and businesses, disrupting economic activity. Many people and businesses have lost income while daily expenses and debt remain. The Ministry, together with specialized financial institutions, has rolled out assistance focusing on people and entrepreneurs to alleviate hardship and damage, covering livelihood, income, debt and occupation, while providing funds for repair, restoring tools and boosting liquidity. Additionally, tax measures have been introduced to ease the financial burden on affected individuals and businesses.
Key measures include:
1. Financial measures 1.1. Relief and assistance measures for flood victims 2026 approved by the Cabinet. Specialized financial institutions (SFIs) will implement various measures tailored to each affected group: a. Individuals who have lost income but still owe debts to financial institutions will receive debt moratoriums on principal and/or interest, reduced interest rates, and extended repayment periods as appropriate. For entrepreneurs, the moratorium lasts six months to ease financial burden while income is not yet restored. b. Households needing home repairs can access relaxed‑condition loans from the Government Savings Bank, Government Housing Bank and Islamic Bank of Thailand, up to 2 million baht per person, with interest rates starting at 0–1.99 percent per year and a maximum loan term of 40 years. c. Those needing liquidity for emergency expenses can obtain liquidity‑support loans from the Government Savings Bank of up to 50,000 baht per person, with zero interest for the first three months. Farmers also receive liquidity and equipment‑repair support from the Bank for Agriculture and Agricultural Cooperatives. d. Businesses requiring liquidity to continue operations and retain employees can obtain working‑capital loans from the Government Savings Bank, Islamic Bank of Thailand and SME Development Bank of Thailand, up to 5 million baht per entity, with interest rates starting at 0–3.25 percent per year and a maximum term of seven years. Meanwhile, EXIM Bank will provide temporary working‑capital funds not exceeding 20 percent of the borrower’s existing working‑capital limit.
